Simplify your banking with Manulife One, an all-in-one mortgage that combines your mortgage, bank accounts, savings, income, and debts. Lower interest costs, accelerate debt repayment, and adjust mortgage payments to align with your goals. Access your home equity conveniently when necessary. Ideal for homebuyers with a 20% down payment or those seeking to refinance/transfer a mortgage with 20% equity in their current home.