Our Life Insurance Products

Providing Everything You Need

Mortgage Protection

Mortgage life insurance pays off the outstanding balance on a borrower's mortgage in the event of their death. It is purchased by the borrower and can help ensure that their loved ones are not left with the burden of mortgage payments if they pass away unexpectedly.

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Critical

Critical Ilness

Critical illness insurance provides a lump sum payment if the insured is diagnosed with a covered critical illness such as cancer or stroke. It can help cover medical expenses and other financial needs, providing financial protection during a difficult time.

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Travel

Travel Insurance

Travel insurance provides coverage for unexpected events while traveling, such as trip cancellations, medical emergencies, or lost baggage. It offers peace of mind and financial protection during travel.

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Smoker Insurance

This life insurance policy for smokers includes a smoking cessation program to encourage them to quit within two years. The program provides support and resources, and as the insured progresses and quits smoking, they may be eligible for lower premiums or a transition to a non-smoker policy. This policy is a unique option for smokers who want to quit and obtain life insurance coverage simultaneously.

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Group Insurance

Group insurance is a cost-effective insurance policy provided by an employer or organization, offering coverage to a group of people. It includes various types of insurance and spreads the risk, making it less expensive than individual policies.

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Group

Dental & Health Insurance

Individual dental and health insurance policies offer coverage for medical and dental expenses, and are purchased by individuals and families. These policies are available from various insurance companies and can provide financial protection for unexpected expenses.

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Term Life Insurance

Term insurance is a type of life insurance that provides coverage for a specific term or period of time. It pays a death benefit to the beneficiary if the insured dies during the policy term.

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Whole Life Insurance

Whole life insurance provides coverage for the entire lifetime of the insured and includes a savings component called cash value. It can offer permanent coverage and potential cash value growth over time.

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Term

Universal Life Insurance

Universal life insurance is a flexible permanent life insurance that provides lifelong coverage and potential cash value growth, allowing policyholders to adjust their premiums and death benefit. It combines a death benefit with a savings component, offering both flexibility and potential growth.

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Disability Insurance

Disability insurance is a type of coverage that provides financial protection to individuals who are unable to work due to a disabling injury or illness. It offers income replacement benefits, helping policyholders meet their financial obligations during their period of disability.

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