Investment Loans

Types of leveraged strategies

100 % Financing

An investment loan that fully finances your investment, offering increased potential returns without the need for an initial down payment or collateral.

3:1 loan

It magnifies your investment capacity fourfold, offering substantial potential returns while increasing.

1:1 loan

It doubles your investment capacity, boosting potential returns while maintaining a balanced risk profile.

RRSP Loan

Designed to help investors contribute to their Registered Retirement Savings Plan (RRSP), maximizing tax advantages and accelerating long-term retirement savings growth.

2:1 loan

It triples your investment capacity, enhancing potential returns with a moderately increased risk exposure.

TFSA Loan

I allows investors to borrow funds to contribute to their Tax-Free Savings Account (TFSA), enabling them to maximize their annual contribution limit and accelerate tax-free investment growth.

Talk to an Advisor

See Our Lenders

What are Investment Loans?

Investment loans: Borrow money to invest in assets like stocks, bonds, or securities.
Goal: Generate returns that exceed loan interest rates, accelerating wealth accumulation.
Key strategies: Leveraging, diversification, and risk management.
Leveraging: Amplify potential returns through borrowing; consider risk tolerance.
Diversification: Spread investments across asset classes for reduced risk and increased potential returns.
Risk Management: Maintain a balanced portfolio and cash reserves for loan repayments to protect against losses.
Tax Benefits: Interest paid on investment loans may be tax-deductible, lowering overall tax liability.
Long-term Tenure: Investment loans often offer flexible repayment terms, allowing investors to benefit from long-term market growth.

Why Investment loans?

Leverage capital: Amplify potential returns by borrowing funds to invest.
Diversification: Access a broader range of assets, reducing portfolio risk.
Accelerated wealth accumulation: Generate returns that exceed loan interest rates.
Risk management: Employ sound practices to minimize potential losses.
Consider risk tolerance: Align investment loan strategies with personal risk appetite.
Tax-deductible: Interest paid on investment loans may be tax-deductible, lowering overall tax liability.

Suitability for Investment Loans

Stable income: Steady, sufficient income source for loan repayments and interest costs.
Long-term perspective: Focus on long-term investment horizon for market growth benefits.
Diversification goals: Access broader range of assets or opportunities using borrowed funds
Medium-risk and high-risk tolerance: Investors accepting risks of leveraging and potential losses.