Annuities
Why Annuities Matter

We offer you the potential for financial growth and stability, choosing us is making a smart choice for securing your future.
Regardless of your age or financial situation, annuities can be a powerful tool in your wealth management strategy.
They offer a unique combination of security, flexibility, and growth potential that can benefit anyone, from young professionals building their wealth to retirees seeking a steady income.
1
​For Young People
-
Long-term growth: With time on your side, investing in annuities early allows you to harness the power of compounding interest, maximizing your earning potential over the long run.
-
Tax-deferred growth: Annuities offer tax-deferred growth, meaning you won't pay taxes on your earnings until you withdraw your funds, allowing your investment to grow faster.
-
Flexible options: Annuities come in various types, allowing you to choose the one that aligns with your financial goals and risk tolerance, whether you prefer a guaranteed rate of return or potential market-linked growth.
2
For Older People
-
Guaranteed income: Annuities can provide a reliable, predictable income stream for life, ensuring that you never outlive your savings and maintain your financial independence during retirement.
-
Asset protection: Annuities can help protect your retirement savings from market volatility, providing a stable foundation for your financial plan.
-
Estate planning benefits: Certain annuity options allow you to pass on your remaining balance to your beneficiaries, offering a tax-efficient way to leave a financial legacy.
3
Types of Annuities
There are various types of annuities, each with its own set of features and benefits. Understanding these options can help you choose the right annuity for your unique financial goals.
​
-
Fixed annuities: These annuities provide a guaranteed rate of return on your investment, offering a stable and predictable income stream.
-
Variable annuities: With these annuities, your investment is linked to market performance, allowing for potential growth in line with market gains. However, this also means that your returns can fluctuate with market changes.
-
Indexed annuities: These products offer a hybrid approach, combining elements of fixed and variable annuities. They provide the opportunity for market-linked growth while still offering a level of protection against market downturns.
​
Investing in annuities can play a crucial role in securing your financial future. By understanding the benefits and options available, you can make informed decisions that align with your financial goals and help you achieve lasting financial security.
4
Get in Touch - Get an Advisor Today
Navigating the world of annuities and wealth management can be complex, but you don't have to do it alone. Our team of experienced financial advisors is here to guide you every step of the way. They'll take the time to understand your unique financial goals, risk tolerance, and investment preferences, helping you make informed decisions that align with your long-term objectives.
​
With our financial advisors by your side, you'll have access to personalized advice, tailored strategies, and ongoing support. From selecting the right annuity product to adjusting your investment strategy as your needs evolve, our advisors will ensure that you're on track to achieve lasting financial security.
​
Don't leave your financial future to chance – partner with our expert financial advisors today to unlock the full potential of annuities and secure the stable, predictable income stream you deserve. Schedule a consultation now, either virtually or face-to-face, and take the first step towards a brighter financial future.
First Toronto Financial
Videos
Download Documents